What does MultiProtect cover?
MultiProtect provides financial support for you 24/7 worldwide, covering a range of injuries from broken bones to those that could have a significant impact on your life. You will also be covered if you have to spend time in a UK hospital and, with our extended cover options, you can protect your children as well.
MultiProtect Core Cover automatically includes the following benefits, with monthly premiums from £8 to £40.
- Broken bones
- Accidental death
- Total permanent disability (bodily injury only)
- Accidental permanent injury
- UK hospital stays (accidental from day 1 and sickness after the policy has been in force 12 months)
- Funeral benefit
MultiProtect also provides three additional cover options from just £1 per month.
- Child Cover
- Active lifestyle Cover
- Health care Cover
This means you can tailor your cover to your individual circumstances and prioritise what is important to you. You can claim for multiple injuries and the policy will continue to protect you in the future. The cost will stay the same
Cover starts from as little as £8pcm up to £40pcm for core cover and the cost will stay the same, even if you make a claim or, as you get older.
MultiProtect and Sporting Injuries
Football in the UK accounts for the highest number of sports injury claims with a figure of 22% of adults in injury claims.
Claims data also reports cycling, mountain biking, rugby and equestrian as leading contributors to hospitalisations and insurance payouts.
Child participation in sports account for 25% of broken bone claims.
Source: MetLife UK Claims Data
The most common sports related injuries are head injuries and broken bones, with hospital attendances peaking on a Saturday afternoon between 3 & 5pm.
79% of sports related claims paid out by MetLife are caused by injuries on the Rugby pitch and there are no restrictions on the number of claims you can make per years during the lifetime of your policy. Broken bones and fractures are covered as a part of your core cover.
To find out more about how the optional Active Lifestyle cover works click here.
Active Lifestyle Cover provides additional cover for accidental injuries such as ligaments tears, tendon ruptures and dislocations, so you can keep enjoying the activities you love. Please click here for customer case studies.
Children and accidents
Many families enjoy a more active lifestyle across the UK these days, with sporting activities enjoyed by millions of people. With MultiProtect’s optional extended childcare cover you can be sure you’re protecting your loved ones with a range of benefits ranging from everyday broken bones to more life changing incidents.
According to MetLife UK’s official claims data, 41% of broken bone claims in 2025 were for children.
Source: MetLife 2025 claims data
To find out more about how MultiProtect can help you protect the life you love, speak to a member of the iQuote Online team on 0800 009 6434.
To find out more about accepted and excluded activities please click here for further details.